Pension funds don’t allow access to an individual’s money before the age of 55.

Capital Gains Tax (CGT) is not applicable when selling a secondary property.

Offshore accounts/investments can only be classified as long-term saving plans.

Capital growth is measured by the difference between the current value/market value, of an asset or investment and its purchase price - the value at the time the asset or investment was acquired.

The minimum lump sum that can be contributed to an endowment policy is R30 000.

A debenture is an example of a debt investment option.

A unit trust is a good example of diversifying one’s investment portfolio.

Blue chip shares can be classified as some companies meeting certain environmental laws.

The criteria used to evaluate various investment options include timeframe, ROI, and risk.

A situation where share prices fall, and investors become more negative, are known as a bear market.