What? How? Who to produce for?

In whose interest? How? Why produce?

What? Why? For whose purposes to produce?

Why? For whom? How to produce?

form the habit of keeping a financial plan and learn the algorithm of making the right financial decisions in life

Use a loan to buy a car or smartphone with subsequent repayments

Visualize your wealth and use talismans that attract money

Take a course on working on the FOREX market

learn the game of poker

Все предметы, которые ваша семья использует для ведения домашнего хозяйства

Your family and other people close to you who share a budget and live together

House in the village with a homestead plot

Determine a financial goal, determine the next way to achieve it - find the desired product or service on an aggregator site and, after reading reviews, purchase the product (service) by borrowing money from friends, parents, without interest.

Identifying a financial goal and immediately taking out a loan to achieve it, then spending your income to repay the loan

Define the goal within the framework of the financial plan, assess the current state of your financial situation, understand the possibilities of achieving the goal and outline alternatives, weigh all the risks of this or that way, realize the consequences in case of violation of the terms of this or that financial agreement, assess the tax consequences, choose the most economically feasible and comfortable way to achieve the goal

·         the amount of money borrowed

·         the interest rate charged on the loan

·     the length of time it takes to pay off the loan

·         the monthly payment amount

grace period

principal

loan term

Annual Percentage Rate (APR)

economic literacy

functional literacy

financial literacy

digital literacy