TASK 5. Answer the questions. Give FULL answers (2-3 sentences at least).

1. Which expenses will you cut down on in case of financial emergency?

2. What is the biggest expense in your budget?

3. What is the best strategy to save up some money?

4. What are the things you can splash out on now but you couldn’t afford before?

5. What are the destructive financial habits that you would like to ditch?

6. When it comes to pricey purchases which strategy works better for you, saving up or taking a loan? Why?

TASK 4. Translate the sentences.

1. Надзвичайно важливо заощаджувати для досягнення ваших фінансових цілей, як-от придбання будинку чи квартири.

2. Візьми каву по дорозі на роботу; це зробить тебе менш буркотливим.

3. Відмова від поганої звички може бути надзвичайно корисною для твого саморозвитку.

4. Непотрібні витрати можуть погано вплинути на ваш бюджет.

5. Регулярні фізичні вправи відіграють важливу роль у підтримці здоров’я.

6. У наш час необхідно мати надзвичайний (резервний) фонд.

7. Мої колеги завжди використовують Glovo для замовлення їжі на винос.

8. Збалансоване харчування та регулярні фізичні вправи допоможуть вам залишитися у формі.

9. Він був без грошей, бо він не дотримувався бюджету.

10. Мій друг є фінансово підкований. Він заощаджує гроші на неочікувані (незаплановані) витрати.

TASK 3. Match the phrases to make phrases.

TASK 2. Listen to the audio and write a dictation.

TASK 3. Answer the questions.

1. What had you learned about English by the time you started taking English classes?

1. How did your life change after you had applied for your current job?

1. Write down three tips for people who want to lose weight.

1)

1. What should people do to maintain mental health?

1. What personality traits do you value most in other people?

1. Do you remember meeting your best friend? What first impression did he/she make? 

1. Write down important qualities for a manager.

TASK 2. Fill in the gaps in the text with the right form of a verb or a suitable word.

TASK 1. Transform the sentences using active grammar and vocabulary.

1. It irritates me that he interrupts me all the time.

(always) - 

1. She failed 5 interviews. She finally got a job.

(by the time) - 

1. He was doing lunges from 4 to 5 PM. I came at 4:30.

(while) - 

1. He isn’t strong. He can’t lift that box.

(enough) -

1. She makes an impression of a smart person.

(across) -

1. He used to eat sandwiches for breakfast, but now he eats oatmeal instead.

(with) -   

1. He is so determined, but his brother isn’t.

(contrast) -

1. Last week she started doing yoga.

(up) -

1. He improved his performance. He won the competition.

(after) -

1. Did she stop eating meat?

(out) -

TASK 5. Agree or disagree with the statements.

1. Many employees experience anxiety before having a conversation with a boss, but with proper preparation and relaxation techniques, it can be managed effectively.

2. Dealing with confrontational people can be challenging, but it's essential to address the situation calmly and confidently.

3. It's crucial not to stoop to someone's level when faced with criticism but answer with self-confidence.

TASK 4. Answer the questions (3-4 sentences each answer).

1. Have you ever had a task or situation that was a pain in the butt? How did you handle it, and what did you learn from the experience?

2. Can you think of a time when someone tried to push your buttons to provoke a reaction? 

3. How can we maintain our integrity and deal with difficult situations in a more positive way not stoop to people's level?

4. How can you easily defuse the situation? What works the best in your opinion?

5. What are some ways insecure people can work on building their self-confidence?